• Shape the context

    for insurance leadership.

    Strategic public affairs at the nexus of risk management, policymaking, and stakeholder engagement.

  • Who

    We Are

    Bushnell Mueller is a boutique, insurance-native strategic public affairs firm. We help (re)insurers and their distribution and risk partners proactively shape the policy, regulatory, and reputational context in which they operate, compete, innovate, and grow.

    Insurance underpins economic activity and social resilience — yet it operates under constant regulatory scrutiny, political pressure, and public skepticism. We help clients shape their future at the nexus of risk management, policymaking, and stakeholder engagement.

  • Our Approach

    Focus on fundamentals.

    Our work is anchored in risk, underwriting, product, distribution, operations and capital realities. This in turn keeps public affairs aligned with business objectives.

    See the whole picture.

    Policymaking, media narratives, investor sentiment, issue advocacy, public perception, and customer behavior are interconnected. Shaping outcomes requires an integrated approach.

    Strategic is proactive.

    We monitor, analyze, and engage legislative, regulatory, and stakeholder dynamics before they become constraints, so clients shape the context in which they operate.

  • Priority Issues

    Market Stability, Affordability & Access

    Rate and form dynamics, underwriting constraints, residual markets, and reforms shaping market participation and consumer outcomes.

    Catastrophe, Climate & Resilience

    Catastrophe exposure, mitigation and adaptation incentives, public–private recovery frameworks, capacity and pricing pressure, and the scrutiny that follows major events.

    Capital, Solvency, Reinsurance & Systemic Oversight

    RBC and reserve standards, reinsurance availability and structuring, supervisory expectations and stress testing, and investment scrutiny.

    Health, Longevity & Retirement Policies

    Federal health program policy including ACA, Medicaid, and Medicare dynamics, medical cost and morbidity trends, drug pricing and PBM reform, health data privacy, retirement security and suitability standards, and the tax and regulatory treatment of life and retirement products.

    AI, Data, Cybersecurity & Digital Governance

    Model governance, automation controls, fairness and transparency expectations, privacy regimes, cybersecurity standards, and emerging AI frameworks.

    Consumer Protection, Litigation & Market Conduct

    Claims handling, market conduct oversight, bad faith exposure, tort reform, and litigation-driven legislative initiatives.

    State, Federal & Cross-Border Regulatory Engagement

    NAIC processes, state supervision / authority, federal agency and congressional initiatives, and cross-border alignment across capital, solvency, AI governance, and reinsurance.

  • What we Deliver

    Policy & Regulatory Strategy

    Federal, state, NAIC and cross-border regulatory strategy and engagement, legislative monitoring, comment letters and testimony support, and relationship management.

    Stakeholder Engagement & Coalitions

    Engaging actors that shape outcomes — from issue, investor and consumer advocacy groups to distribution partners, trade associations, NGOs and research insititutions.

    Marketing & Communications

    Narrative architecture, marketing and communications strategy that align public positioning with policy goals, product positioning, and business objectives.

    Executive Positioning & Thought Leadership

    Board- and C-suite briefings, speeches, op-eds, bylines, talking points, and strategic visibility that builds durable authority on priority issues.

    Rapid Response & Issues Management

    Scenario planning, playbooks, crisis support, and real-time response when business comes under scrutiny or policy, media, or stakeholder dynamics shift quickly.

    Cross-Border & International Alignment

    Navigating the policy, regulatory, and reputational dimensions of cross-border operations from capital flows and reinsurance to solvency, prudential oversight, and AI governance.

  • Selected Work

    Global Multi-line Insurance Group

    A two-decade relationship with one of the world’s largest multi-line insurers (>$150B GPW). Our work evolved from early positioning on emerging risks to a widely recognized multi-year partnership with a leading nonprofit think tank, board-led convenings to align U.S. and international insurance and reinsurance business units, and sustained federal and state/multi-state government, regulatory, and external affairs support.

    U.S. Mid-Market P&C Insurer

    Partnered with a domestic mid-market carrier (approx. $5–10B GPW) to align homeowners strategy with evolving public sentiment around health, safety, and disaster resilience. The work included establishing guiding principles for coverage and underwriting, educating distribution partners, facilitating dialogue with key risk data and analytics providers, and integrating federal and state policy developments and regulatory dynamics into the market approach.

    Coalition Building & Multi-Stakeholder Engagement

    Convened and represented insurance sector interests in multi-stakeholder coalitions engaging the White House, federal agencies and regulators, Congress, and state policymakers. The work spanned issues from catastrophe risk and disaster response, to structured finance including mortgage-backed securities, infrastructure bonds, insurance-linked securities. Messaging and outcomes were strengthened through collaboration with third parties, from NGOs to rating agencies, leaders in real estate, infrastucture developers, and beyond.

  • Why Bushnell Mueller

    Insurance-Native

    We understand insurance mechanics, risk dynamics, and how value is created in regulated markets. Bushnell Mueller was founded on 60+ years of industry experience — from product and underwriting to government and external affairs — applied across global (re)insurance groups, mid-market carriers, and intermediaries in both U.S. and European markets.

    Integrated Approach

    We connect government relations, stakeholder engagement, and communications so policy strategy, influence, and reputation reinforce one another rather than operate in silos. Our work aligns with enterprise workflows — from legal and compliance to product and distribution, underwriting and risk management, and finance and capital.

    Data and Technology Forward, Human-Centered.

    We use modern tools to surface signals early and bring structure to complexity — but we rely on judgment and trusted relationships to translate insight into action. In both insurance and public affairs, outcomes ultimately depend on credibility, experience, and human connection.

    Founding Partners

    Stefan Mueller has spent 20+ years advising insurers on corporate communications, government relations, and external affairs. Before founding Bushnell Mueller, he led a strategy consulting group serving financial services, real estate, energy, infrastructure, and the public sector. Stefan has served on various boards including as Chairman of a leading global environmental policy think tank. Stefan studied applied economics and management at Cornell University and the University of St. Gallen in Switzerland. He is based near Munich and travels regularly to the firm's office in Washington, DC.

    Steve Bushnell brings 40+ years of insurance experience to Bushnell Mueller — from underwriting to product development and marketing, in senior leadership positions at Aetna, The St. Paul Companies, and Fireman's Fund/Allianz. A recognized authority on emerging risks and resilience, Steve has delivered training for agents and brokers, sat on various boards including for the U.S. Green Building Council, and featured in prominent industry and national media. Steve studied management at Northern Illinois University and holds CPCU and ARM designations. He is based in Madison, Wisconsin.

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  • Contact Us

    Let’s discuss the issues shaping your business and market

    — and how to influence them.