• Shape the context

    for insurance leadership.

    Strategic public affairs at the nexus of risk management, policymaking, and stakeholder engagement.

  • Who

    We Are

    Bushnell Mueller is a boutique, insurance-native strategic public affairs firm. We help insurers and their distribution and risk partners proactively shape the policy, regulatory, and reputational context in which they operate, compete, innovate, and grow.

  • Strategic

    Public Affairs

    Insurance underpins economic activity and social resilience — yet it struggles with brand affinity and operates under constant regulatory and public scrutiny. We help (re)insurers and their distribution and risk partners proactively shape the policy, stakeholder, and reputational dynamics that determine how they operate, innovate, and grow.

  • Our Approach

    Focus on fundamentals.

    We help clients manage and shape the structural drivers of insurance: the risk landscape, product design and distribution, underwriting and pricing, operations and technology, capital and solvency, and market trust. This keeps our work anchored in business objectives.

    See the whole picture.

    Policymaking, media narratives, issue advocacy, investor sentiment, public perception, and customer behavior are interconnected. Shaping outcomes requires an integrated approach across government relations, public affairs, and communications.

    Engage constructively.

    In the age of soundbites and noise, we build credible, lasting relationships — with our clients and their stakeholders — grounded in substance, not rhetoric.

    Anticipate and engage early.

    We monitor, analyze, and anticipate legislative, regulatory, and stakeholder dynamics before they become market constraints. Strategic public affairs is proactive by design.

  • Priority Issues

    Market Stability, Affordability & Access

    Rate and form dynamics, underwriting constraints, residual markets, catastrophe and resilience frameworks, and reforms shaping market participation and consumer outcomes.

    Catastrophe, Climate & Resilience

    Catastrophe exposure, mitigation and adaptation incentives, public–private recovery frameworks, capacity and pricing pressure, and the scrutiny that follows major events.

    Capital, Solvency, Reinsurance & Systemic Oversight

    RBC and reserve standards (including PBR where relevant), reinsurance availability and structuring, supervisory expectations and stress testing, and investment and capital allocation scrutiny.

    Health, Longevity & Retirement Policies

    Public programs (ACA/Medicaid/Medicare), medical cost and morbidity trends, drug pricing and PBM reform, retirement security and suitability standards, and the tax and regulatory treatment of life and retirement products.

    AI, Data, Cybersecurity & Digital Governance

    Underwriting and claims model governance, automation controls, fairness and transparency expectations, privacy regimes, cybersecurity standards, and emerging AI frameworks.

    Consumer Protection, Litigation & Market Conduct

    Claims handling and dispute dynamics, market conduct exams and consumer protection rules, bad faith and class action exposure, tort reform, and litigation-driven legislative initiatives.

    State-Based Regulation & Federal Engagement

    NAIC processes, state supervision and data calls, federal agency and congressional initiatives, and the balance of state vs. federal authority across insurance lines.

  • What we Deliver

    Strategy & Positioning

    Issue strategy, objectives, and clear positions aligned to business priorities — grounded in underwriting, product, capital, and distribution realities.

    Policy & Regulatory Strategy

    Federal, state and NAIC and multi-state engagement plans, regulator strategy, legislative monitoring, comment letters and testimony support, and relationship management.

    Stakeholder Strategy & Engagement

    Defining and engaging the actors beyond government that shape outcomes — media, NGOs, investors, industry trade groups and partners, and issue and consumer advocates.

    Coalition & Third-Party Strategy

    Coalition building, association strategy, convenings, and third-party validation to increase credibility and influence.

    Narrative & Communications Architecture

    Message architecture, storylines, and communications guidance that align public narrative with policy goals and business strategy.

    Executive Positioning & Thought Leadership

    Board- and C-suite briefings, speeches, op-eds, bylines, talking points, and strategic visibility that builds durable authority on priority issues.

    Integrated Campaign Design & Execution

    Coordinated campaigns that connect government relations, public affairs, and communications — moving from analysis to action with clear milestones and outputs.

    Rapid Response & Issues Management

    Scenario planning, playbooks, crisis support, and real-time response when policy, media, or stakeholder dynamics shift quickly.

  • Selected Work

    Global Multi-line Insurance Group

    A two-decade relationship with one of the world’s largest multi-line insurers (>$150B GPW). Our work evolved from early positioning on emerging risks to a widely recognized multi-year partnership with a leading nonprofit think tank, board-led convenings to align U.S. and international insurance and reinsurance business units, and sustained federal and state/multi-state government, regulatory, and external affairs support.

    U.S. Mid-Market P&C Insurer

    Partnered with a domestic mid-market carrier (approx. $5–10B GPW) to align homeowners strategy with evolving public sentiment around health, safety, and disaster resilience. The work included establishing guiding principles for coverage and underwriting, educating distribution partners, facilitating dialogue with key risk data and analytics providers, and integrating federal and state policy developments and regulatory dynamics into the market approach.

    Coalition Building & Multi-Stakeholder Engagement

    Convened and represented insurance sector interests in multi-stakeholder coalitions engaging the White House, federal agencies and regulators, Congress, and state policymakers. The work spanned issues from catastrophe risk to structured finance, including mortgage-backed securities, infrastructure bonds, insurance-linked securities, and related products.

    Cross-Border Alignment

    Supported multinational insurance groups in navigating the policy, regulatory, and reputational dimensions of cross-border operations and transactions. This includes alignment across risk, capital, and solvency standards, emerging AI governance frameworks, reinsurance requirements, and capital flows across parents, operating subsidiaries, and reinsurance platforms.

  • Why Bushnell Mueller

    Insurance-Native

    We understand insurance mechanics, risk dynamics, and how value is created in regulated markets. Bushnell Mueller was founded on 60+ years of industry experience — from product and underwriting to government and external affairs — applied across global (re)insurance groups, mid-market carriers, and intermediaries in both U.S. and European markets.

    Integrated Approach

    We connect government relations, stakeholder engagement, and communications so policy strategy, influence, and reputation reinforce one another rather than operate in silos. Our work aligns with enterprise workflows — from legal and compliance to product and distribution, underwriting and risk management, and finance and capital.

    Data and Technology Forward, Human-Centered.

    We use modern tools to surface signals early and bring structure to complexity — but we rely on judgment and trusted relationships to translate insight into action. In both insurance and public affairs, outcomes ultimately depend on credibility, experience, and human connection.

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  • Contact Us

    Let’s discuss the issues shaping your business and market

    — and how to influence them.