• Make the right connections.

  • Who

    We Are

    Bushnell Mueller is an insurance-native strategic public affairs firm built around data, technology, human judgment and relationships. We proactively shape the policy, regulatory, and reputational context in which insurers and their distribution and risk partners operate, compete, innovate, and grow. With 60+ years of insurance industry experience, clients trust us to understand their business, help them outperform today and position confidently for tomorrow.

  • Strategic

    Public Affairs

    Insurance underpins economic activity and social resilience — yet it operates under constant regulatory and public scrutiny. We help carriers and their distribution and risk partners proactively shape the policy, stakeholder, and reputational dynamics that ultimately determine how they operate, innovate, and grow.

  • Our Approach

    Focus on fundamentals.

    We help clients manage and shape the structural drivers of insurance: the risk landscape, product design, underwriting and pricing, operations and technology, capital and solvency, and market trust. This keeps our work firmly anchored in business objectives.

    See the whole picture.

    Policymaking, media narratives, issue advocacy, investor sentiment, public perception, and customer behavior are interconnected. Shaping outcomes requires an integrated approach across government relations, public affairs, and communications.

    Engage constructively.

    We operate in an age of noise. We build credible relationships — with our clients and their stakeholders — grounded in judgment and substance, not rhetoric.

    Anticipate and engage early.

    We monitor, analyze, and anticipate legislative, regulatory, and stakeholder dynamics before they become market constraints. Strategic public affairs is proactive by design.

  • What we Deliver

    Strategy & Positioning

    Issue strategy, objectives, and clear positions aligned to business priorities — grounded in underwriting, product, capital, and distribution realities.

    Policy & Regulation

    Federal, state and NAIC and multi-state engagement plans, regulator strategy, legislative monitoring, comment letters, testimony support, and relationship management.

    Stakeholder Management

    Defining and engaging the actors beyond government that shape outcomes — media, NGOs, investors, industry trade groups and partners, and issue and consumer advocates.

    Coalition & Third-Party Strategy

    Coalition building, association strategy, convenings, and third-party validation to increase credibility and influence.

    Narrative & Communications Architecture

    Message architecture, storylines, and communications guidance that align public narrative with policy goals and business strategy.

    Executive Positioning & Thought Leadership

    Board- and C-suite briefings, speeches, op-eds, bylines, talking points, and strategic visibility that builds durable authority on priority issues.

    Integrated Campaign Design & Execution

    Coordinated campaigns that connect government relations, public affairs, and communications—moving from analysis to action with clear milestones and outputs.

    Rapid Response & Issues Management

    Scenario planning, playbooks, crisis support, and real-time response when policy, media, or stakeholder dynamics shift quickly.

  • Priority Issues

    Market Stability, Affordability & Access

    Rate and form dynamics, underwriting constraints, residual markets, catastrophe/resilience frameworks, and reforms shaping market participation and consumer outcomes.

    Catastrophe, Climate & Resilience

    Cat exposure, mitigation and adaptation incentives, public–private recovery frameworks, capacity and pricing pressure, and the scrutiny that follows major events.

    Capital, Solvency, Reinsurance & Systemic Oversight

    RBC and reserve standards (incl. PBR where relevant), reinsurance availability and structuring, supervisory expectations and stress testing, and investment/capital allocation scrutiny.

    Health, Longevity, Retirement & Product Regulation

    Public programs (ACA/Medicaid/Medicare), medical cost and morbidity trends, drug pricing and PBM reform, retirement security and suitability standards, and the tax/regulatory treatment of life and retirement products.

    AI, Data, Cybersecurity & Digital Governance

    Underwriting and claims model governance, automation controls, fairness and transparency expectations, privacy regimes, cybersecurity standards, and emerging AI frameworks.

    Consumer Protection, Litigation & Market Conduct

    Claims handling and dispute dynamics, market conduct exams and consumer protection rules, bad faith and class action exposure, tort reform, and litigation-driven legislative initiatives.

    State-Based Regulation & Federal Engagement

    NAIC processes, state supervision and data calls, federal agency and congressional initiatives, and the balance of state vs. federal authority across insurance lines.

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    News

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  • Request Information

    Let’s discuss the issues shaping your business and market

    — and how to influence them.