
Government
Relations
Insurance is one of the most highly regulated sectors of the U.S. economy. Legislative, regulatory, and enforcement decisions at the state and federal levels directly influence market structure, capital deployment, product design, pricing, innovation, and long-term competitiveness. We help insurers and their distribution and risk partners engage proactively, strategically, and effectively in that environment.

Our Approach

Anticipate early.
We monitor and analyze emerging legislative and regulatory developments before they become market constraints.
Engage constructively.
We build credible relationships with policymakers, regulators, and staff — grounded in substance, not rhetoric.
Align policy and business strategy.
We ensure government engagement supports long-term enterprise objectives, not just short-term defensive wins.
Priority Issues
Market Stability, Catastrophe & Climate Policy
Rate regulation, catastrophe and resilience frameworks, residual markets, affordability pressures, and legislative reforms affecting market participation and consumer access.
Capital, Solvency & Systemic Oversight
Risk-based capital requirements, reinsurance and reserve standards, principle-based reserving, macroprudential expectations, and political scrutiny of investment portfolios.
Health, Retirement & Product Regulation
ACA marketplaces, Medicaid and Medicare programs, drug pricing and PBM reform, fiduciary and suitability standards, and tax treatment of life and retirement products.
Artificial Intelligence, Data & Digital Governance
Regulatory scrutiny of underwriting models, claims automation, data use, cybersecurity standards, and emerging AI and privacy governance frameworks.
Consumer Protection, Litigation & Market Conduct
Claims handling scrutiny, market conduct oversight, suitability standards, bad faith exposure, tort reform, and litigation-driven legislative initiatives.
State-Based Regulation & Federal Engagement
NAIC processes, insurance department oversight, data calls and disclosure rules, congressional and federal agency initiatives, and state vs. federal regulatory authority.
What we Deliver

Regulatory & Legislative Intelligence
Monitoring and interpretation across state and federal developments, with clear implications for market strategy and execution.Positioning & Policy Strategy
Issue positioning, principles, and policy pathways that align enterprise objectives with regulatory realities.Direct Engagement Support
Preparation and support for engagement with regulators, legislators, staff, and key oversight bodies—including hearings, briefings, and stakeholder meetings.NAIC Navigation & Multi-State Strategy
Guidance through NAIC processes, insurance department priorities, and coordinated state-by-state engagement.Coalition & Third-Party Alignment
Coalition strategy, partner coordination, and third-party validation to strengthen credibility and influence.Executive Briefings & Decision Support
Board- and C-suite-ready materials that clarify tradeoffs, scenario pathways, and recommended action.
Washington, DC
+1 202 796 5863
1725 I St. NW, Ste. 300
Washington, DC 20006
Chicago
+1 872 895 7909
Brussels
+32 2 788 31 33
San Francisco
+1 415 735 0918
Munich
+49 80 541 98546
© 2024 Bushnell Mueller LLC. All Rights Reserved.
Bushnell Mueller is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, age, religion, sex, sexual orientation, gender identity / expression, national origin, protected veteran status, or any other characteristic protected under federal, state or local law, where applicable, and those with criminal histories will be considered in a manner consistent with applicable state and local laws.




